Personal Overdraft
Access extra funds instantly with UBA's Personal Overdraft—your safety net for unforeseen expenses and financial flexibility.
We're available to assist you regardless of your requirements
Sometimes life throws unexpected expenses our way. UBA’s Personal Overdraft is here to provide you with financial flexibility during those times. It’s a convenient and readily accessible line of credit that allows you to access funds beyond your account balance, up to a predetermined limit.
Features
- Overdraft facility available for a duration of 6 months.
- Borrow up to a maximum of UGX 180 million.
- Repay only 5% of the borrowed amount every 30 days.
- Convenient repayment aligned with your salary payment cycle.
Benefits
- Immediate access to additional funds.
- Offers flexibility in repayment without fixed monthly installments.
- Interest charged solely on the utilized amount, saving costs.
- Swift and accessible application process with minimal documentation.
- Access funds without the need for collateral or security.
Requirements
- Typically aimed at individuals receiving regular monthly salaries.
- Maintain a current account with the bank.
- Comply with the bank's specific eligibility criteria and documentation requirements.
This Personal Overdraft facility from UBA offers a range of benefits, providing immediate financial assistance and flexible repayment terms, tailored to meet short-term financial needs.
General Enquiries
Tel: +256 800100030 (Toll-Free), +256 417715100/104/121, +256 780142329 | +256200820100 – Call Center | Email: cfcuganda@ubagroup.com